What do i do? Am i the problem?

There’s a certain relative/family member of mine that i really do not trust. Lets call him S. He takes advantage of the fact that my father is clueless about everything, and uses it for his greed. I usually just let the situation go as it does not affect me much, but recently something happened that made me really frustrated and i am not sure how to react.

I’ve been overseas for a study exchange and will be for another 4 months. I am not very close to my immediate family, so we do not talk even while i’ve been away. Recently the May 2025 cdc voucher were released. I received a text from S asking for the link for the vouchers. He says it is for my father. But here’s the thing - i’ve known my dad to be one who does not really use these vouchers. He always left it for my mother and I. On top of this, my father also has a close family friend who gives him his vouchers to use as extras, and my dad would give it to S. None kept for himself which shows that he really just doesn’t use it.

Hence i told S these. I dont know if he thinks i’m stupid, he tried to lecture me and said my dad only did this so that i dont have to spend money. But since i am not in sg now, my father can use it. I told S that he can get my father to print it at the CC. i did not want to send him the link because as mentioned, i do not trust S. If he gains access to the link, who is to know if he uses it himself? My father wouldnt even know its being used by him. No one will be able to control it. At least with physical copies, he can have control and is aware of what he does with it.

A few days later, S texted me again saying that my dad was unable to get the vouchers as i had already claimed it. once again asked me to send link, saying he will teach my father how to use digital voucher. fyi there were 2 batches of cdc this year, i only claimed one from may, meaning jan is unclaimed. I told S this, but he told me Jan’s batch is empty, there is no money to use. Long story short, he saw that the remaining value for his household was 0 and assumed no money was given, did not believe me that it is because it has been used up but instead tried to mansplain me asking me if i understood him lol.

He said that if i was so confident that there was money, why don’t i want to just claim it and send the link? Didnt want to tell him its cos i dont trust him so i just said i dont want to force my father to do something he is not comfortable with (using digital vouchers.) [for context, my dad is ard 70, clueless about digital devices. He is the type who would have his phone on airplane mode and come asking why it does not work. He only know how to call, forward texts and stickers, and texts through audio. Even singpass, i have to change the password for him each time he needs to use it as he simply cannot rmb the password, even if i have it written down and told him to keep it he still loses it - hence why i was so skeptical and cautious about sending the link since from the start)

Due to him starting to get aggressive and questioning me, i said that i can settle this for my dad when im back temporarily in a month. He tried to “teach” me again, saying yes digital is tough but he can learn. he then tried to make it seem like i am the bad person, saying “you dad still needs to eat during that month before you’re back right?”. i did not reply him any more after this.

  1. why he is so involved in my family matters? - we live in close distance to each other.
  2. why dont i trust him? my father spoils him a lot due to his family situation. Being told by my dad that that he is free to his moneys if he needs, S would take advantage of that and often self service the cash from my father’s wallet, even if my father was no around, and without asking or even informing after. The money he takes is no small amount either. its usually in the hundreds. he would scrunch up the money and close his hand into a fist so that my mother and i cannot see how much he took. he also used to ask both my parents for extra pocket money. even when my mother barely had a few dollars left in her wallet, he still took whatever was left, and told her not to tell his mother. He even asked me if i had any, and i was just a teen working part time while studying back then! Where does all these money go? clubs and gambling.
  3. why cant i just tell my father? i’ve tried. my father trusts him a lot, and does not believe me. i once showed my father a video of him at a beach club after he had taken money from him earlier that day, my father just brushed it off and said he’s just there to see the lights, he’s just playing.
  4. why doesnt my father ask me for help? S is home more than i am. he was unemployed for a long time, was on long term mc from NS, not studying for many years already and now just working food delivery.

now, i believe he even has my father’s ibanking details. he would just over over to our place and ask for my father’s phone, and my father would simply hand it over not even questioning what he is doing with it.

i dont know what to do now. I just want to protect my family. I feel frustrated at this whole situation. am i being too skeptical? am i a bad daughter? what should i do following this?

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I get you…
it’s like your parents go through a third party to get help from you. I understand why you want to doubt how genuine he is .

My parents do that too. Not (yet) in terms of money, but in terms of my education. For my case, my parents often get to know of my future plans from my aunts and uncles rather than from me directly. The funny thing is that my parents just cannot digest the facts when I say it to them directly.:face_exhaling: The thing is that, I do not want to make my self too vulnerable in front of my relatives and get them to mediate between my parents. So I understand that feeling of yours.

It’s like your parents’ negligence is being taken advantage off by your relatives.

I understand how being digital is not a good thing for seniors. It’s particularly tough re-teaching them and they may also seem to act too entitled. :face_exhaling:

My parents too entrust distant family members of more crucial life determining decisions. They act as a mediator between us, communicating tough decisions. It’s completely irritating especially when the matter is simple when sorted out by ourselves.

My suggestion is try to talk to your father directly than through this person s. because mediators often just complicate the problem. I know it may seem tough, but talk to him directly over a phone call or video call. Forget about accusing S, just strengthen the bond between you and your family. Ask him about the problems he’s facing and the kind of help he needs.

Don’t worry, you too deserve a peace of mind. Hope it helps!

Dear @adria

Thank you for letting us know what you are experiencing. You’re not being too skeptical, and you are definitely not a bad daughter. In fact, you sound like someone who deeply cares for her family — even from afar — and is trying her best to protect your father from being taken advantage of. The frustration and helplessness you’re feeling are completely valid.

From what you’ve shared, it’s clear that:

  • You’ve observed patterns of manipulation and financial exploitation by S over a long period.
  • Your father is vulnerable — both emotionally (trusting S blindly) and digitally (not tech-savvy).
  • You’ve tried communicating with your father, but he dismisses or deflects your concerns.
  • S has shown repeated boundary-crossing behavior that raises serious red flags — especially if he has access to your father’s bank details or Singpass.

So what can you do now?

1. Trust your instincts.

You’re not being paranoid. You’re recognizing patterns of harm and trying to prevent further damage. You are entitled to set boundaries and advocate for your father’s well-being, even if others don’t see it yet.

2. Buy time with a firm but polite pause.

What you did — saying you’ll handle the voucher issue when you’re back — was smart. It lets you delay without direct confrontation. You can also consider saying:

“I’m trying to keep things organised while I’m away, and I prefer to keep digital accounts secure. I’ll handle it personally when I’m home — thanks for understanding.”

Keep communications short and calm with S — avoid debates or explanations. He doesn’t need to know why you’re cautious.

3. Protect digital access.

When you’re back, if possible:

  • Help your dad set stronger security measures (e.g., 2FA on bank accounts, change passwords, disable auto logins).
  • Register for his Singpass and ibanking email/phone alerts to monitor suspicious activity.
  • Limit or monitor any voucher claims or benefits in digital form.
  • Speak to your mom and alert her. She may be able to help communicate to your dad.

If your father is unwilling or doesn’t see the risk, try explaining it as a technical security issue rather than a warning about S. That may make him more receptive.

4. Document what you observe.

You don’t need to convince your father right away. But keep records (texts, dates, incidents). This could be useful if you ever need to speak to a social worker or file a formal concern (e.g., with financial elder abuse support services in SG).

5. Take care of your mental load.

It’s a lot to carry alone — especially while overseas. If there’s someone your father trusts (e.g., a family friend, a religious leader, or an elder), you might consider confiding in them gently. Sometimes a message coming from someone else he respects lands better.

Lastly — You are doing enough.

You’re doing what you can with limited control. That doesn’t make you powerless — it makes you human. You’re already showing strength by watching out for your father even when it feels like no one else is.

If it helps to discuss things out more, please continue to reach out to the community here; know you are not alone. :yellow_heart:

Hi @adria,

I can really hear the frustration and concern in your words. You’re in a difficult position, caught between wanting to protect your family and feeling powerless when your father refuses to see the reality of the situation. It’s incredibly frustrating when someone you care about is being taken advantage of, and even more so when they trust the person causing harm. It makes sense that you feel skeptical, especially given S’s past behavior, and you are absolutely not a bad daughter for trying to be cautious and responsible in managing this situation.

You’ve already taken thoughtful steps—standing firm against pressure from S, prioritizing your father’s comfort, and looking for ways to protect him. But I know the emotional burden of this can be overwhelming, especially when you feel unheard. Your concerns are valid, and it’s completely understandable to feel protective over your father, even if you’re unsure how much influence you have. It’s painful to see someone you love be manipulated, and even more painful to feel like your voice isn’t being taken seriously. You are doing what you can with the circumstances you have.

Given the challenge of directly confronting your father’s trust in S, perhaps small, steady efforts to safeguard him could help—like encouraging your father to handle his finances in a way that keeps him in control, or involving a trusted third party who might help him see things clearly. Even if your father continues trusting S, it doesn’t mean your efforts are wasted. It may take time, but standing your ground and continuing to advocate for him is meaningful. You’re showing love and responsibility, and that’s nothing to doubt yourself over. Hang in there. You’re doing your best in an unfair situation, and that’s already admirable.

If you wish to approach professional resources, you may visit:

Best regards,
HanSolo2000
Befriender | let’s talk by mindline

Hey Adria, first of all, you’re definitely not the problem here. It sounds like you’re trying to protect your family and be responsible, especially with your dad being vulnerable to S’s behavior. Your caution about the vouchers makes total sense given the history you shared. It’s frustrating when someone takes advantage of a family member who trusts them blindly, and even more so when your concerns aren’t taken seriously.

It’s really tough when your dad doesn’t see what you see and trusts S despite the evidence. That can leave you feeling powerless and alone in this. But wanting to keep boundaries and protect your dad’s resources isn’t wrong or bad — it’s smart and caring.

Since you’re overseas now, maybe the best you can do is document what you observe and keep communication open with your mum or anyone else you trust who can help keep an eye on things while you’re away. When you’re back, you might want to have a calm conversation with your dad again — perhaps showing him evidence and expressing your concerns clearly but gently, so it’s not about blaming but protecting.

You’re doing the right thing by being cautious and looking out for your dad. It’s hard, but you’re definitely not a bad daughter or overreacting. Sometimes family dynamics are complicated and messy, and it’s okay to feel frustrated. Just keep being thoughtful and protective the best way you can.