Lost money from scam and breach of trust from "friend"

Last month, I lose a small portion of money by getting scammed from a job task related scams. It isn’t a huge amount, but i do self blame and then I move on as a small lesson and learning journey on how they work, and the signs to watch out for

After 2 weeks, there’s a friend of mine asked for a business loan from me, where I had to borrowed to licensed lenders so he can get the funds to get back to his feet (as he gotten scammed recently too). He was trustworthy, previous instances he will return when he did borrow, which I entrust him that he will return (as he is business person that sells IT parts)

By a certain date earlier this April he supposed to ask to return but he didnt, said he went to hospital and needed some more to get back to his feet. Which I did give some amount. And he say a few days will return again. But it didnt happen. And when the date of return to the lenders approach, i couldn’t pay back and told them the truth, yet they don’t care and it is giving me pressure. At the moment I am trying to liquidate assets to repay the debt

For the fren that owes me, I think now i can’t even think of him as friend now. But what I can do is to acquire some IT parts of him as a form of trade of the money lost from his end. And then, closing the chapter with him

From these incidents, I feel self blaming, why do I trust someone like that easily? I am helpful but getting abused this way. I felt depressed and helpless. Doing things like work, finding jobs, and daily becomes unmotivated.

What I am doing now is to press on, thinking of the better future. And making sure money is something really hard to come by and must be protected to make sure things like this dosent happen again

Dear @settledradish8590

Thank you for reaching out. It make sense that you feel pain thinking about the two incidents. The scammer in the first incident preyed on your vulnerability and dangled a promise of a prospective job to deceive. I can see you have made a genuine attempt to learn and ensure you won’t get hurt again. That is commendable.

I believe the circumstances around the second incident were different. The person you loaned money to was a friend and it was only human that you trusted him. Furthermore you wanted to help him get back on his feet. Unfortunately he has not been honourable in repaying back your loan. Just a suggestion, is there anyone in your mutual friend circle who can help you recover the loan?

For both incidents, please do not be too hard on yourself. Take little steps daily to bring some joy back into your life, and practise reframing the negative thoughts about the episodes as life lessons. Forgive yourself.

Recovery will take time so do be patient. You may also want to call the 24/7 national mindline at 1771 to speak to a counsellor. They listen non judgmentally and can connect you with appropriate support services you may need to work towards finding purpose, improving motivation and kick start your job search. Take it one day at a time for now. :yellow_heart: